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personal / Business loans are unsecured loans provided by the banks without taking any collateral security, though some PSU banks may insist on a guarantor.
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The builder can avail the bank finance for construction purpose. It can be in the form of Term Loan or Cash Credit facility. Once the construction is over the facility is closed. It is sanctioned without any collateral security in case of NON SRA projects. In other cases the collateral security is must.
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