Image, that you are working.
You getting pay to your bank account...
You are in situation, that you have money.
Maybe you are hindering by bank usura.
You haven´t got good felling about it
because you see,
that things your daily besion coast always more and more.
By year you see,
that for your money
you buy less and less things.
It may be already
Image, that your friend come to you
and he tell you:
"I lend you 100$. But you must promise me, that you refund me a year only 98$."