"Hey Steve, thanks for meeting me."
"No problem, what can I help you with?"
"I've been thinking about getting internet banking but I'm not sure if it's a good idea
"That would be awesome, thanks!"
"Ok so first of all the pros:"
"Ok so how about I tell you the pros and cons of internet banking?"
'Wow, that is really good to know."
"Yes but there are also cons:"
"That is very interesting."
"Yes. Although I still think that the pros override the cons."
"I would have to agree."